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For All Your Insurance Needs...Think BIG!


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With the national unemployment hovering around 10% and salary increases practically non-existent, household expenses continue to rise and employee crime is an increasing concern for employers nationwide. 

Knowing your exposure and protecting your business for very little premium, is easier than you might think!  Why do you need Crime coverage?  You need Crime coverage because the median loss from employee fraud according to the Association of Certified Fraud Examiners is $175,000 and whether it’s a billing scheme, false payments, payroll fraud, embezzlement or stolen inventory, most employers could use more coverage.  Now you may be thinking to yourself that you already  have Crime coverage, but I urge you to think carefully about how much coverage you carry and how your business would survive that “median loss?”  Limits of $5,000 to $10,000 are very common for the smaller employer,  and though that protection is better than no coverage, there is no doubt it leaves you with an undetermined exposure.

The good news is that many employers can purchase adequate Crime protection for a few hundred in annual premium.  Additionally, Crime coverage can be purchased monoline (independent of your other coverages) giving you the flexibility to purchase additional coverage at the best premiums available.

Please contact us at your earliest convenience if you’re interested in additional protection for your  business.

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