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As most of you know we are a Minnesota based, family owned firm that has served businesses in this state for over 15 years. As a client or active prospect, you more than likely have had an opportunity to work with one of our principles, but are probably not as familiar with our other team members. I thought I would take a minute and share with you who we each are and what we bring to our clients. I am the senior family member, beginning my career in the corporate world in 1972. I have held management positions representing both buyers and sellers of insurance. I have specialized over the years in unique alternatives such as self-funding, Risk Retention Groups and other alternative approaches. I am licensed in all lines of insurance and of course available to all of our clients as a resource or as a sounding board for creative thoughts. I hold undergraduate and graduate degrees from Minnesota Stat e Universit y - Moorhead and St. Thomas University, respectively. My hobbies are running, boating and building projects. Mary Bates brings to our clients a unique knowledge of health insurance, having worked for numerous firms in the adjudication of health, dental and disability claims. Mary joined the firm in 1996 and has specialized in employee benefits, with an excellent knowledge of this challenging world of health insurance in Minnesota. She is licensed in Minnesota and Wisconsin and serves those folks with enthusiasm and hard work. Mary has a degree from Augsburg College in Sociology. She is a mother of three, and enjoys hobbies in tennis, golf, running and cooking. Jereme Bates is our newest member, introduced to many of you in December of 2002. He is licensed in all lines of insurance and currently spends a great deal of his time assisting corporations with their health insurance challenges. Jereme pursues his work at Bates & Associates, with the same enthusiasm he exercised when participating in Minnesota state tournaments for both football and wrestling. He is a graduate of the University of Kansas in Communication Studies and of course a huge Jayhawk basketball fan. Don’t get him started on that. All of us are here to serve your needs and look forward to our continued relationship. To learn more about Bates & Associates please go to our ever evolving web site at www.bates-inc.com

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